Standart Participation Account

Overview

The Digital Participation Account is designed for customers to open accounts in TRY, USD, and EUR through our digital channels, offering higher profit-sharing rates compared to other participation accounts.

Features

Profit-sharing rates differ based on the account type and term.
Accounts can be opened in TRY, EUR, and USD for terms of 1 month, 3 months, 6 months, 1 year, or longer.
Profit shares are credited to your account at the end of the specified maturity period. Although the profit transfer amount is established at maturity's end, income tax is imposed on the gross profit in compliance with legislation.
You can withdraw funds before the maturity date, with the remaining balance earning profit shares at the end of the term.
The section of participation accounts up to TRY 650,000 is secured by the Savings Deposit Insurance Fund (SDIF).
The minimum balance to open an account is 250 TRY, EUR, or USD.
You can make additional deposits without affecting the maturity period within the renewal date.
No Fees or Commissions: Transactions are free of charge.