What is Dünya Katılım Eco-Friendly Vehicle Financing?
Developed with the goal of leaving a more livable world for future generations, Eco-Friendly Vehicle Financing offers special advantages to our customers who want to support environmental sustainability. This product encourages the purchase of electric or hybrid (gasoline–electric) vehicles and is designed in line with the goal of increasing low carbon emissions. Taking current economic conditions into account, it offers more advantageous profit rates compared to our other vehicle financing products, flexible payment options, and a secure financing experience. Thus, you can both make an environmentally friendly choice and easily access a solution that eases your budget.
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What Are the Features of Eco-Friendly Vehicle Financing?
Eco-Friendly Vehicle Financing covers financial processes and tools that support environmental sustainability. This financing model aims to combat climate change, increase energy efficiency, and protect natural resources. Unlike traditional financing approaches, it prioritizes reducing environmental impacts and social benefit.
This model not only protects nature; it also supports economic growth and sustainable development. For example, financing provided for electric or hybrid vehicle investments reduces carbon emissions while creating new employment opportunities. In addition, individuals and companies that prefer eco-friendly vehicles gain a more respected and reliable position in society.
Eco-Friendly Vehicle Financing offers multifaceted environmental and economic benefits for both individual and corporate investors. This financing approach creates an important opportunity for a cleaner future and a sustainable economy.
Application Requirements
- Being 18 years of age or older: The applicant must be of legal age.
- Having a regular income: The applicant must have an income level sufficient to repay the financing.
- Income and credit eligibility: Credit score, payment habits, and financial history are evaluated according to the bank’s allocation criteria.
- Identity and address verification: A valid Turkish Republic ID card and up-to-date address information must be verified.
- Vehicle information submission: Proforma invoice and similar documents related to the electric or hybrid vehicle to be financed are required.
- Collateral or guarantor: Additional security may be requested by the bank if deemed necessary.
- Compliance with participation banking principles: The entire financing process must comply with participation banking principles.
Required Documents – Eco-Friendly Vehicle Financing
For Individuals
- Proforma Invoice: Required for purchasing a new electric or hybrid vehicle.
- Previous Registration Certificate (Old License): Required for second-hand electric or hybrid vehicles.
- Social Security Institution (SGK) Record
- Identity Card: Required for identity verification.
- Income Certificate: Requested to show repayment capacity.
- Salary Slip / Employer-Approved Salary Certificate: Mandatory for salaried employees.
For Self-Employed Individuals
- Tax Certificate: Shows official registration and tax status.
- Approved Balance Sheet and Income Statement: Required to prove financial status.
- Current Year Trial Balance: Document showing current financial status.
- Activity Certificate: Shows that the business is active.
- Title Deed Copies / Lease Agreements / Income Documents: Requested to prove additional income sources if any.
- Notarized Signature Declaration: Provides official authorization and signature verification.
- Guarantor Documents: May be requested by the bank if deemed necessary.
Application Channels
With Eco-Friendly Vehicle Financing, the price of the electric or hybrid vehicle to be purchased is paid directly by the bank to the seller; it is not given to the applicant in cash. To benefit from eco-friendly vehicle financing, an electric or hybrid vehicle must be purchased.
- Electric vehicles
- Hybrid vehicles (electric–gasoline)
No. The financing is transferred directly to the seller or dealership where the vehicle is purchased. It is not paid into the customer’s account as cash.
Yes. The applicant must be at least 18 years old.
No, but the bank may request additional security if deemed necessary. This may include collateral, guarantor, vehicle pledge, or real estate.
Yes, you can apply with a low credit score; however, approval and financing amount are determined based on your credit score. You can check your credit score through the Credit Bureau (KKB) report.
